Fort Worth · Tarrant County · North Texas

RV, Motorcycle & ATV Insurance in Fort Worth, TX

RVs, motorcycles, ATVs, side-by-sides — the fun stuff deserves real coverage, not a leftover endorsement.

Or call (817) 674-5760

What is rv, motorcycle & atv insurance?

Your bike, RV, ATV, or UTV isn't just another vehicle — it's how you unwind. But that also means specialized risks: rollovers on the trails, hail in an RV storage lot, or a low-speed drop that costs $8,000 in fairings.

We help Texas riders and owners insure the toys properly, with coverage that actually fits how, where, and when you ride.

What this covers

Coverage options for rv, motorcycle & atv insurance

Every policy is built from a mix of the pieces below. We'll help you decide which you need — and which you don't.

Motorcycle liability & physical damage

Bodily injury, property damage, collision, comprehensive, and uninsured motorist for street and sport bikes.

Custom parts & equipment

Aftermarket exhaust, fairings, chrome, saddlebags, and add-ons — insured beyond stock limits.

RV & motorhome coverage

Class A, B, and C motorhomes plus travel trailers and fifth wheels — liability, comprehensive, and full-time RVer coverage.

Vacation liability

Liability coverage while your RV is parked and used as a temporary residence at a campground.

ATV, UTV & side-by-side

Coverage for four-wheelers, Rangers, RZRs, and other off-road vehicles — on private land and public trails.

Golf carts & low-speed vehicles

Liability and physical damage for neighborhood carts and LSVs.

Roadside assistance & towing

Specialty towing for motorcycles and RVs — because a standard flatbed isn't always the answer.

Trailer & transport coverage

Cargo trailers, toy haulers, and the trailer used to move your ATVs to the trail.

Who it's for

Is rv, motorcycle & atv insurance right for you?

A weekend motorcycle rider who wants real liability plus coverage for custom parts.

An RV owner traveling the country and needing full-timer or vacation liability coverage.

A family with a side-by-side or ATV they ride on private land and public trails.

A golf cart or LSV owner in a Texas community that allows neighborhood driving.

Good to know

What rv, motorcycle & atv insurance typically doesn't cover

No surprises at claim time. Here are the common exclusions and Texas-specific things to know before you buy.

  • Racing, stunts, and off-road competition are typically excluded on street bikes.
  • Wear-and-tear, mechanical failure, and routine service are not insurance events.
  • RV contents are usually limited — full-timers should add personal effects coverage.
  • Use of the RV as a permanent residence often requires a full-timer's endorsement.

Optional add-ons

Endorsements to consider

Small additions that make a big difference at claim time. We'll walk through which ones are worth it for you.

Custom parts and equipment coverage
Vacation liability while parked
Full-timer's coverage for RV as primary residence
Lay-up / seasonal reduced-premium coverage
Specialty towing for motorcycles and RVs
Trailer and toy hauler coverage

Why independent

We shop multiple carriers so you don't have to.

Captive agents can only sell one company's product. As an independent-style agency, we compare RV, motorcycle & ATV insurance across trusted carriers, find the best fit for your situation, and stay your single point of contact for the life of the policy.

  • Multiple carriers, one honest recommendation.
  • One point of contact for quotes, changes, and claims.
  • Local Fort Worth agency — licensed to serve all of Texas.

How it works

Three simple steps to real coverage

  1. 1. Request a quote

    Fill out the short form or call. A few basics is all we need to get started.

  2. 2. We shop it

    We compare RV, motorcycle & ATV insurance across multiple carriers and bring you the best options.

  3. 3. You choose

    No pressure. Pick the coverage and price that fit — we handle the paperwork.

Why a local agent

A real person for your rv, motorcycle & atv insurance — right here in Fort Worth.

North Star Insurance Group is a Fort Worth agency licensed to serve all of Texas — Tarrant, Dallas, Collin, Denton, Hunt, and Rockwall counties and every community statewide. We treat every policy like it belongs to a neighbor.

  • We know the difference between coverage designed for cars and coverage designed for toys — and we won't sell you the wrong one.
  • Multi-policy discounts across your auto, home, and toys.
  • Options for lay-up (seasonal) coverage so you're not paying full premium in the off-season.
  • Local claims help when a hailstorm hits your RV storage lot.

FAQ

Common rv, motorcycle & atv insurance questions

Ready for a real quote on rv, motorcycle & atv insurance?

No pressure, no jargon. Fill out the form or call — you'll usually hear back within one business day.

North Star Insurance Group

5751 Kroger Dr, Suite 28019

Fort Worth, TX 76244

Monday–Friday, 8:30 AM – 5:30 PM · Saturday by appointment only

Get your free quote

No pressure. Straight answers, usually within one business day.

Or call (817) 674-5760

Other coverage we offer

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Serving DFW and all of Texas.

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